Changing Seasons FCU

Mortgage Loans

Mortgage Types/Features

APR=Annual Percentage Rate

SAFE Act Mortgage Loan Originators Under the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), residential mortgage loan originators employed by banks, savings associations, credit unions, or Farm Credit System institutions must register with the registry, obtain a unique identifier from the registry, and maintain their registrations. Any employee of an agency-regulated institution who is subject to the registration requirements will be prohibited from originating residential mortgage loans without first meeting these requirements. The rules include an exception for mortgage loan originators that originated five or fewer mortgage loans during the previous 12 months and who have never been registered; they would not be required to complete the federal registration process. The following employees are registered in compliance with the SAFE Act. Information regarding our registered employees may be obtained at the Nationwide Mortgage Licensing System and Registry at http://www.nmlsconsumeraccess.org/ after July 29, 2011.

Our registered Mortgage Loan Officers are:

Darla King                         #415212

Deirdre Cahill-Flagg          #415213

Rates are subject to change without a notice. Other conditions may apply. Call the credit union for more information or e-mail us at info@changingseasonsfcu.com

Use our loan calculator to estimate monthly payments and how much a down payment will lower your monthly payment.