Regular SharesA share account is simply a savings account. A regular share account establishes membership at Changing Seasons FCU. We provide you with an easy way to save as well as pay you competitive dividends. What does it take to open a share account?
- $5.00 minimum deposit to open the account
- No monthly service fees
- Earn competitive dividends on balances $25.00 and over, paid monthly
- Payroll deduction is available for easy, automatic savings
To see our regular savings rates, click here
Abandoned or Unclaimed PropertyBelow you will find information about Abandoned or Unclaimed Property. For more information check out the State of Maine's UNCLAIMED PROPERTY DIVISION's website
Each year all member accounts that have not had any transactions for 36 months or more are reviewed. We attempt to notify members and advise them if they do not perform and transactions by October 15th, their funds will be turned over to the State of Maine's Unclaimed Property Division. If you have received a letter from us and have not taken action please do so by 10/15/09.
What is Unclaimed Property?
Unclaimed Property consists of money and other personal assets that are considered lost or abandoned when an owner cannot be located after a specified period of time. For credit unions, the period is 36 months. It includes deposit accounts such as savings, checking, certificates, etc.
How property becomes Abandoned or Unclaimed:
You have unclaimed accounts as a result of some of the following:
- If you moved and did not update your address with the credit union.
- If you over paid a credit card bill, but did not use the credit.
- If you experienced an address change assigned to you due to E911, but did not move.
- If you received a check you did not cash.
How to prevent property from becoming Abandoned or Unclaimed:
- Keep a record of all accounts.
- Prepare a check list of all accounts to be notified when you change your address.
- Cash all checks promptly upon receipt, no matter how small.
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(207) 945-6264 or 1-800-974-4475(in Maine only) 
