Changing Seasons FCU

Certificates

Regular Certificates:

We offer flexible terms from 6 months to 5 years and competitive rates on all our certificates. If rates rise during the term of your certificate, you may choose to “step-up” the rate one time only. Just let us know if you want to make that one-time step-up and we will change the rate for you!

$1,000 minimum deposit for all regular certificates (See IRA certificates and Monty Moose Certificates below)

Choice of dividend payment, mailed to you monthly or added to the certificate monthly

To see our regular certificate rates, click here.

Monty Moose Certificates:

This certificate is set up for our young savers ages birth to 13. We offer flexible terms from 6 months to 5 years and competitive rates on all our certificates. If rates rise during the term of your certificate, you may choose to “step-up” the rate one time only.  Just let us know if you want to make that one-time step-up and we will change the rate for you!
$250 minimum deposit for Monty Moose Certificates

To see our Monty Moose Certificate rates, click here.

IRA Certificates (Traditional, ROTH, SEP, Coverdell (Education):

We offer flexible terms from 6 months to 5 years and competitive rates on all our IRA Certificates. If rates rise during the term of your certificate, you may choose to “step-up” the rate one time only. Just let us know if you want to make that one-time step-up and we will change the rate for you!

$500 minimum deposit for Traditional, ROTH, SEP or Coverdell IRA certificates

To see our IRA certificate rates, click here.
Click here to learn more about Traditional, ROTH, SEP, and Coverdell (education) IRAs