115 Mecaw Rd., Hampden, ME 04444    (207) 945-6264 or 1-800-974-4475    Fax (207) 941-1145    Email: info@changingseasonsfcu.com
 
 

Member Services

Direct Deposit

We are a "receiving" institution which means that we will accept any deposits/withdrawals to or from your regular share or share draft (checking) account through NEACH (New England Automated Clearing House). The most common types of deposits are for payroll, social security, pension or tax refunds. Withdrawals would include insurance payments, gym club payments, electric or telephone payments, etc. If you want to start an authorized debit or credit to your account you will need our Routing and Transit Number 2112-8740-5 and your account number. Call us for more information.

CLICK HERE FOR DIRECT DEPOSIT FORM (PDF)

Payroll Transfers:

Payroll transfers involve deposits and withdrawals to your accounts. We offer many types of internal payroll transfers for your convenience such as weekly, biweekly or monthly transfers to other accounts at the credit union. For example, you may want to save for your child's education so you make a weekly, biweekly or monthly transfer to your child's Coverdell (Education IRA) each pay period or on any given day of the month. You may have a loan with the credit union and want to transfer the payment monthly from your savings or checking account. Let us know how we can help to make your life easier by taking care of these transfers for you!

Bill Payer:

Some bills are the same dollar amount every month. Examples include your house payment or an installment loan payment for a car, boat, etc. We actually have the ability to send these types of payments out for you 5 days before the due date at  no cost to you. There is certain information that we will need to get from you. If you are interested download the Bill Payer Authorization form listed below, complete and sign it, then mail it to us at 115 Mecaw Rd., Hampden, ME 04444 or fax it to us at 207-941-1145. Let us help to  de-stress your life just a little!  

Another tool to help with your bill paying can be found at checkfree.com. One of our staff members currently uses this free service and would be happy to talk to you about how it works so call and ask to speak to Karla at any time to find out more about checkfree.com.

CLICK HERE TO GO TO www.checkfree.com
CLICK HERE TO DOWNLOAD AUTHORIZATION FOR BILL PAYER FORM (PDF)

Night Deposit Box

Securely drop off a payment, deposit or paperwork 24/7 through our night depository safe.

Savings Bond

Still a popular savings vehicle, you can purchase a savings bond at half the face value (a $50 Bond costs $25). You must hold the Bond at least one year before cashing it in and bonds issued after May 1, 2005 will  take approximately 20 years to mature to the full face value. After the 20 years,  bonds will continue to earn interest until they are 30 years old.

Click Here for Savings Bond Calculator
To learn more about savings bonds, go to www.savingsbonds.gov

Shared Branching

Have you ever wanted to have over 4,000 locations available to you to do your credit union business? Well now you do! The Shared Branching network is nationwide with over 100 locations right here in the State of Maine. Whether you are on vacation out-of-state or traveling in northern or southern Maine, you can find a shared branch location within easy distance to where you are. Make a withdrawal, deposit, loan payment, transfer, request a check, money order, travelers checks or purchase a gift card-it's all there for you! Click our link below, put in where you currently are located and let our shared branch locator tell you where the nearest shared branch outlet is located.

CLICK HERE TO GO TO SHARED BRANCHING LOCATOR

VISA Check Card:  

Have the flexibility of a VISA debit card at your fingertips! Accepted world-wide, the VISA debit card is a convenient and popular alternative to writing out a check. This card is an ATM card as well as a debit card. Just remember it is very important to keep track of all your debit card withdrawals on a check register!

CLICK HERE FOR FEE SCHEDULE FOR VISA DEBIT CARD

VISA Gift Card (COMING SOON!):

VISA Gift Cards are stored value cards that can be used like a credit card (the purchase amount is deducted from the card balance) at any merchant accepting VISA.
Gift cards can be ordered in increments ranging from as low as $10 to up to $1,000. There is a $3.00 fee per card.


Do we have a Deal for you on Loans!!!!!

If you are in the market to puchase a car in the next few weeks, this is a great time!! Usually car dealers run special offers leading up to President's Day which is February 15th. Just remember that we have terrific rates and actually will give you 1/4% off your rate if you have 10% down on the purchase or 1/2% off if you have 25% down. Call us for preapproval today!!!

Our name has changed, click here to learn more.


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