115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

90 Days

90 Days to your first payment

Curving Road with Trees - 90 days to first payment

When is a detour a good thing?

When it’s your auto payments!  Send them on a 90-day detour and make no payments until January 2018.

Get an auto loan with Changing Seasons FCU anytime in the month of October and we will defer your first payment for up to 90 days.*

APPLY for your auto loan today!

Check out our current rates


*This program does not apply to existing Changing Seasons FCU auto loans. Interest accrues from date of loan disbursement. “No Payments For 90 Days”. Minimum loan amount for this offer is $5,000.00. Payment example: $10,000 loan at 2.49% APR for 60 months, monthly payments (including first payment after 90 days) of approximately $178.17 each. Must qualify for loan under Changing Seasons FCU’s guidelines, including age (minimum 18 years of age) and value of auto. The rate you qualify to receive may vary depending on individual credit history, length of term, and age of vehicle. Rates and terms subject to change without notice. Offer may be withdrawn at any time.Equal Housing Opportunity


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You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.