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115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264


Thinking about saving for your retirement? Individual Retirement Accounts can help you save money for your retirement. You can start an IRA Share Account with as little as $5.00. You can also make lump sum deposits or set up periodic payroll transfers.

Our IRA Accounts include:
  • Save with no monthly service fee
  • Earn competitive dividends, paid monthly
  • Enroll for payroll deduction

See our most current IRA Share rates here

  • We also offer IRA Certificates (Traditional, ROTH, SEP, Coverdell Education)
  • These provide flexible terms from 6 months to 5 years. We offer competitive rates on all our IRA Certificates.
  • A $500 minimum deposit is required for Traditional, ROTH, SEP or Coverdell IRA Certificates.

See our IRA certificate rates here

Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.