UPDATE 04/27/2020: Credit Union lobby will be closed until further notice; DRIVE-UP HOURS HAVE CHANGED.

In our efforts to help reduce the risk of the Coronavirus, our lobby will be closed until further notice. However, our drive-up will remain open. Effective Monday 04/27/2020, Drive-Up hours will be Monday – Friday 9:00am – 5:00pm. For more information go to https://www.changingseasonsfcu.com/coronavirus-updates/

Collateral Protection

Gap Plus Insurance

Did you know that if your car is stolen or totaled in a major accident, you could wind up paying a large amount of cash out of your pocket-no matter how much insurance you have? Most insurance policies only cover the actual value of your vehicle-a value that declines rapidly during the first few years of ownership. As a result, there can be a substantial “gap” between your loan and the amount that your insurance is willing to pay to replace it. Your insurance will only cover the actual value of your vehicle – regardless of what you owe.

GAP PLUS insurance will pay if your vehicle is totaled whether it was due to weather, being stolen or totaled in an accident. GAP PLUS not only pays the difference between your primary carrier’s insurance settlement (including your insurance deductible up to $1,000) and your loan balance, you will also receive an additional $1,000 towards the purchase of a replacement vehicle (as long as you finance with us), in the event yours is totaled or stolen and a documented GAP claim is paid. (More information is available from a loan officer.)

Route 66 Extended Warranty Mechanical Breakdown Protection

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. Route 66 protects you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor. All the plans come with Rental Car Allowance and 24 hour/7 days a week Emergency Roadside Service such as:

Towing
Flat Tire Assistance
Battery Jump Starting
Lock-out Service
Safe and Secure Package
Minor Adjustments

Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.

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