**COVID-19 Update to Branch Operations**

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115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264


We offer a full range of FREE electronic banking services including:


What Is PayJay? PayJay is an exclusive benefit of Changing Seasons Federal Credit Union. With PayJay, your direct deposit money is available to you as soon as your paycheck or government check initiates funds. PayJay gives you access to your money up to two days faster than other area banks and financial institutions.

The Pays

Money isn’t what we think of it anymore, the times have definitely changed. For the longest time, money came in the form of bills and coins that were stuffed in our wallets – ready and willing to  be dispensed at our leisure. However, today’s modern day smartphones are redefining how we pay for goods

Bill Pay

Want to pay your babysitter without the hassle of carrying cash? Perhaps pay your friend back for the lunch they purchased for you? Or even pay bills on time and avoid late fees?  Whatever the reason our automatic Bill Pay is the hassle-free way to pay your friends and bills on time each month.

Online Banking

Enjoy banking at your convenience?  Our online banking allows you to bank on your terms, when it is convenient for you.  You can use your computer, smart phone or tablet to manage your accounts, make deposits or transfers or simply check your balances.



Mobile Banking

Need a financial institution that is as on the go as you are?  We offer Secure Mobile Banking for the convenience of our members. Mobile banking with us will allow you to view your balance, initiate transfers and make deposits, all from your mobile phone.  We know your phone is always with you – we are too!


Mobile Deposit

RDC allows you to make check deposits to your CSFCU savings (share) and/or checking (share draft) accounts from remote locations by scanning both sides of checks and delivering the check images and associated deposit information to CSFCU.


It’s easy!  Simply log into your Home Banking account, Click documents, Accept and you’re done! Why e-statements? SECURITY: Printed statements can be intercepted in the mail and need to be shredded before disposing of them. E-statements are delivered directly to your online bank account. IT’S FREE!


Merchant Services

Changing Seasons Federal Credit Union has partnered with PowerPay to provide credit card processing and electronic payment services to our commercial members backed by a commitment to service that is setting new standards in the payment processing industry.


Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.