115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

Consumer Loan Rates

Loan Rates as of 05/01/2017

 

Loan Type Terms APR* Monthly per    $1,000
Auto & Motorcycle Up To 60 mos As low as 2.49% $17.75
Auto & Motorcycle Up To 78 mos As low as 2.99% $14.13
Other Collateral-ATV, Boat Up To 60 mos As low as 3.99% $18.42
Other Collateral-ATV, Boat Up To 120 mos As low as 4.99% $10.61

Example

Payment example: $10,000 loan at 2.49% APR for 60 months, monthly payments of approximately $177.45 each. Total Interest paid of $646.78 and Total of Payments of $10,646.78.

APR*

*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risk based priced to determine the interest rate. Other conditions may apply. Rates are subject to change without notice.


 

 

Loan Type Terms APR* Monthly per      $1,000
Unsecured/Personal Up To 36 mos As low as 6.49% $30.64
Unsecured/Personal Up To 48 mos As low as 7.49% $24.17
Unsecured/Personal Up To 60 mos As low as 7.99% $20.27

Example

Payment example: $1,000 loan at 6.49% APR for 12 months, monthly payments of approximately $86.31 each.  Total Interest paid of $35.68 and Total of Payments of $1,035.68

 

  • Minimum repayment term of 90 days
  • Maximum APR is 18% (not including GAP, Warranty or Debt Protection)
  • Share Secured loans are 2.00% APR* above the rate you are being paid on the share (savings) account
  • We offer an unsecured Share Draft Line of Credit  – $2,500 maximum, 16% APR* , $50.00 minimum payment
  • Contact csfculoans@changingseasonsfcu.com or call 207-945-6264 for more information

APPLY NOW

LOAN CALCULATOR

NADA

Purchasing a vehicle?

Visit www.nadaguides.com to find out the value or call us. Just provide us with the serial number (VIN#) and all options that the vehicle has so that we can give you an accurate book value.

APR*

*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risk based priced to determine the interest rate. Other conditions may apply. Rates are subject to change without notice.

 

 

 

Links to Third Party Sites

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The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

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The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.