UPDATE 04/27/2020: Credit Union lobby will be closed until further notice; DRIVE-UP HOURS HAVE CHANGED.

In our efforts to help reduce the risk of the Coronavirus, our lobby will be closed until further notice. However, our drive-up will remain open. Effective Monday 04/27/2020, Drive-Up hours will be Monday – Friday 9:00am – 5:00pm. For more information go to https://www.changingseasonsfcu.com/coronavirus-updates/

115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

Auto & Recreational Loans


Looking for a new or used vehicle?  You find the vehicle that suits your needs and we will do everything we can to help make that happen.  Whether you have the best credit or credit you would like to rebuild, we can help. We look at the whole picture, not just your credit score. Click on the car icon below to start searching for your new or new to you vehicle!

Auto Loans include:

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Payment example: $10,000 auto loan at 3.49% APR for 60 months, monthly payments of approximately $181.90 each. Total Interest paid of $913.48 and Total of Payments of $10,913.48.

If you need to speak with a loan officer we are ready to talk with you about your lending needs:

  • csfculoans@changingseasonsfcu.com or 207-945-6264

What about vehicles you already own?

Mechanical Repair Coverage is also available on vehicles you already own even if they are not financed with the credit union.  Contact a loan officer for additional information and pricing now!


Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.