**COVID-19 Update to Branch Operations**

The lobby is now open by appointment only. Click HERE for more information.

115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

Home Equity Loans

Tap into the equity of your home.

Want to make improvements to your home or use your equity to purchase something else? Tap into the equity of your home.  We will handcraft a loan just for you. It will be one that fits your needs and helps you explore all the possibilities:

  • A new kitchen, windows, insulation, garage, or even a pool?
  • Tuition for your kids or maybe you want to go back to school?
  • Purchase a second home or camp?
  • Take a cruise somewhere warm and sunny?
  • Anything you have ever dreamed about

Our Home Equity Loans include:

  • Competitive rates 
  • You can borrow up to 90% of the appraised value of your home
  • Payments can be as low as 1% of the outstanding loan balance
  • Payment protection available
Contact us today to get the best loan for you:
  • csfculoans@changingseasonsfcu.com
  • 207-945-6264


Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.