**COVID-19 Update to Branch Operations**

The lobby is now open by appointment only. Click HERE for more information.

115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

Personal Loans

Need some extra cash? There are a variety of reasons you might need to borrow money such as prepaying for oil, consolidating some bills,  or celebrating your 25th anniversary on a cruise.  Maybe you need to take your pet to the vet, pay for going back to school or even some unforeseen medical expenses?  Getting married soon, Junior’s graduation coming up, need brakes on your truck?  Whatever you need the funds for – we are here to help!

Contact a loan officer who can assist you or



Loan Officers are ready to answer your questions

Payment Example:

Payment example: $1,000 loan at 7.99% APR for 12 months, monthly payments of approximately $86.99 each.  Total Interest paid of $43.86 and Total of Payments of $1,043.86.


  • Minimum repayment term of 90 days
  • Maximum APR is 18% (not including GAP, Warranty or Debt Protection)
  • Share Secured loans are 2.00% APR* above the rate you are being paid on the share (savings) account
  • We offer an unsecured Share Draft Line of Credit  – $2,500 maximum, 16% APR* , $50.00 minimum payment
  • Contact csfculoans@changingseasonsfcu.com or call 207-945-6264 for more information

Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.