**COVID-19 Update to Branch Operations**

The lobby is now open by appointment only. Click HERE for more information.

115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

PayJay – Get Paid Earlier!

Now - A Free Service To All Members With Direct Deposit

What Is PayJay?

PayJay is an exclusive benefit of Changing Seasons Federal Credit Union. With PayJay, your direct deposit money is available to you as soon as your paycheck or government check initiates funds. PayJay gives you access to your money up to two days faster than other area banks and financial institutions.

Why Is There A Two Day Difference?

Traditionally, direct deposit funds are held as ‘pending’ for up to two days to verify funds. PayJay removes the pending status for Changing Seasons members and makes direct deposit funds available immediately.

How Much Does PayJay Cost?

Nothing! There are no fees to enjoy the benefit of PayJay. It is automatically included as a benefit of membership to Changing Seasons and enjoyed by those members who have direct deposit set up with us.

How Do I Sign Up For PayJay?

By simply becoming a member of Changing Seasons Federal Credit Union and setting up your direct deposit with us.  All members automatically receive PayJay benefits.  Not a member? Well let’s change that!

How Do I Become A Member At Changing Seasons?

Becoming a member is easy. Open an account online or visit our branch at 115 Mecaw Road in Hampden, Maine.


We’re here to help. Give us a call at 207-945-6264, Monday – Friday from 9:00am – 5:00pm





Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.