115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

Disclosure Policy

Changing Seasons Federal Credit Union
115 Mecaw RD.
Hampden, ME 04444

Our Members’ Confidential Financial Records

It is the policy of Changing Seasons Federal Credit Union to comply with all provisions of law concerning the disclosure of confidential financial records. Consistent with law, we will disclose no financial records relating to a member to any person(s) except under the following circumstances:

  1. Authorized Disclosure. The member or a duly authorized agent has authorized disclosure of the member’s financial records to the person(s);
  2. Lawful subpoena, summons, warrant or court order. The financial records are the subject of a lawful subpoena, summons, warrant or court order which on its face appears to be issued by a lawful authority and is accompanied by a written certification stating that it has been served on the member. In certain circumstances a court may determine that prior service is not required;
  3. Criminal proceeding. The financial records are the subject of a lawful subpoena, summons, warrant or court order issued in connection with a criminal proceeding;
  4. Grand jury proceeding. The financial records are the subject of a lawful subpoena, summons, warrant or court order issued in connection with a state or federal grand jury proceeding;
  5. Trustee process. The financial records are the subject of a lawfully issued trustee process;
  6. Maine Department of Human Services. The financial records are the subject of a request from the Maine Department of Human Services for information related to establishing, modifying or enforcing a child support order;
  7. Maine Department of Labor. The financial records are the subject of a notice of levy issued by the Maine Department of Labor pursuant to Title 29 Section 1233 of the Maine statutes; or
  8. Other Applicable Law. The financial records must be disclosed in compliance with any other state or federal law, regulation or court order requiring disclosure.

For questions about this Policy, please contact us at Changing Seasons Federal Credit Union at info@changingseasonsfcu.com or write to us at 115 Mecaw RD., Hampden, ME 04444.

Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.