115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

Information Technology Privacy Policy

The following statement applies only to the general public and is intended to address concerns about the types of information gathered from the public, if any, and how that information is used.

I. Cookies

A “cookie” is a small file containing information that is placed on a user’s computer by a web server. Typically, these files are used to enhance the user’s experience of the site, to help users move between pages in a database, or to customize information for a user. Any information that Changing Seasons Federal Credit Union web servers may store in cookies is used for internal purposes only. Cookie data is not used in any way that would disclose personally identifiable information to outside parties unless Changing Seasons Federal Credit Union is legally required to do so in connection with law enforcement investigations or other legal proceedings.

II. Logs and Network Monitoring

Changing Seasons Federal Credit Union maintains log files of all access to its site and also monitors network traffic for the purposes of site management. This information is used to help diagnose problems with the server and to carry out other administrative tasks. Log analysis tools are also used to create summary statistics to determine which information is of most interest to users, to identify system problem areas, or to help determine technical requirements.

Information such as the following is collected in these files:
•    Hostname: the hostname and/or IP address of the computer requesting access to the site
•    User-Agent: the type of browser, its version and the operating system of the computer requesting access (e.g., Netscape 7 for Windows, IE 5.5 for Macintosh, etc.)
•    Referrer: the web page the user came from
•    System date: the date and time on the server at the time of access
•    Full request: the exact request the user made
•    Status: the status code the server returned, e.g., fulfilled request, file not found
•    Content length: the size, in bytes, of the file sent to the user
•    Universal Resource Identifier (URI): the location of the particular resource requested.
•    Query string of the URI: anything after a question mark in a URI. For example, if a keyword search has been requested, the search word will appear in the query string.
•    Protocol: the technical protocol and version used, i.e., http 1.0, ftp, etc.

The above information is not used in any way that would reveal personally identifying information to outside parties unless Changing Seasons Federal Credit Union is legally required to do so in connection with law enforcement investigations or other legal proceedings.

III. Email and Form Information

If anyone in the general public sends Changing Seasons Federal Credit Union an e-mail message or fills out a web-based form with a question or comment that contains personally identifying information, that information will only be used to respond to the request and analyze trends. The message may be redirected to any person who is able to answer your question. Such information is not used in any way that would reveal personally identifying information to outside parties unless System Administration is legally required to do so in connection with law enforcement investigations or other legal proceedings.

IV. Links

This site may contain links to other sites. Changing Seasons Federal Credit Union is not responsible for the privacy practices or the content of such websites.

V. Security

This site has security measures in place to protect from loss, misuse and alteration of the information.

VI. Contacting Changing Seasons FCU

If there are any questions about this privacy statement, the practices of this site, or dealings with this website, contact:
Changing Seasons Federal Credit Union
115 Mecaw Rd
Hampden, ME  04444

* Credit Unions do not have to offer the opt-out option. We do not share non-public personal information with outside vendors, unless we are processing transactions based on the member’s request. If you have any questions regarding the Privacy Statement, please feel free to contact the credit union at 207-945-6264 or email info@changingseasonsfcu.com.

Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.