**COVID-19 Update to Branch Operations**

The lobby is now open by appointment only. Click HERE for more information.

115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

Stepping Stone Account

If you’ve ever had trouble with overdrafts, fraud, or getting approved for a checking account, we can help!

A Stepping Stone Account is a special type of savings account that you can use for everyday transactions as preparation for opening a checking account. It offers unique features that are designed to help you succeed financially.

  • Open an account with just $5.00
  • Reloadable prepaid card
  • Free online banking
  • Helpful local service
  • Convenient access through our shared branch and ATM network


Stay Within Budget

You’ll receive a reloadable card with EMV chip protection as part of your account. This gives you the convenience of using a debit or credit card, without the stress of worrying whether there’s enough money available in your account to cover purchases or the risk running up a balance you can’t pay off. Just load whatever amount you want onto your card, use it for daily purchases, and reload your card when it runs low on funds.

Keep Track of Your Money

Online banking and e-statements help you keep track of your money both daily and monthly. Having online access to your account information makes it easy to get in the habit of monitoring your card balance, plus you’ll be able to add more funds to your reloadable card quickly. With e-statements, you can review each month’s account activity securely. Please note that online bill pay is not available with this account.


Work Toward a Checking Account

Once you have successfully managed your Stepping Stone Account for 6 months with no bounced deposits and no transactions declined for insufficient funds, you may be eligible to open a checking account with us!

Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.