115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

Stepping Stone Loan

CSFCU-9941 CreditBuildFBPost-R1

Escape the frustrating cycle of “needing credit to get credit” with our Stepping Stone Loan. At Changing Seasons, we know that building your credit, whether you need to repair it or you are starting from scratch, is burdensome.

That’s why we’ve created this special loan to help you build your credit. With our personalized, handcrafted financial products, we’re here to help you move in the right direction.

Stepping Stone Loan Details:

  • You are given a small ($1,000 max), 12-month loan approval.
  • Your payments are deposited into an interest-bearing savings account.
  • Walk away with the payments made, interest accrued and increase in credit score at the end of the term*.  The Stepping Stone Loan builds credit and even lets you earn a little cash.
  • Contact one of our specialists and learn more today!

*Disclaimer and details: Borrower is not granted the cash of a loan at origination. If the borrower does not make payments or misses payments, the “loan” is closed and no money is allocated to the borrower from previous payments or interest – (the borrower will receive the payments made, but would forfeit any interest earned on the savings account). Increase in credit score is most likely scenario, is not guaranteed, and is based on applicant’s repayment history of this loan and all other credit.

Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union ("The Credit Union") website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union's privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union's website may also contain links to other websites owned, operated by, or affiliated with the Credit Union ("Affiliated Sites"). Affiliated Sites are also not governed by Credit Union's privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.